With tax season upon us, many are focused on their financial health. OWNetwork reached out to expert Crystal Inscoe for advise and she asked us some empowering questions. 

Take control now! Ready to take charge of your financial future? Start right here.  

Do you pay your bills on time?  Do you bargain-shopped and DIY like no one’s business? Do you max your investment in your 401(k) with your company?  Do you have both Roth and Traditional IRA’s?  

So… how many of you got excited with the first two questions and then your eyes glazed over and you began the blank stare on the last two questions?  Unfortunately, that happens to many women and it shouldn’t!  If this is you, you are part of a phenomenon that some money experts have dubbed “the female financial paradox.”  What that really means: You are perfectly happy to pinch pennies and hunt down sales, like millions of other women, yet you don’t have the slightest interest in big-picture financial planning.  What that means financially, you are content to chalk it up to doing what you can but not ACTUALLY DOING anything to create wealth or secure funds for your retirement! Why are we so contented to lag behind men in actions crucial to building wealth and security, such as investing and having a long-term money plan.

The gender pay gap is quickly becoming a an idea of a bygone era.  Many of the professional positions we employ have set salary ranges and women have as much power as men to negotiate within those ranges.  If our wages are similar why do men contribute far more to retirement plans? Their median account balance is $31,388, compared with women’s $20,877, according to Vanguard, an investment company.  There are four key factors underlying the paradox.  

1: Lack of Confidence

We mainly do this to ourselves.  Jargon like 12b-1 fee, market capitalization, front-load, back-load, no-load cause many men to feel a sense of pride when they learn what it all means.  Women, however, see it and tend shut down.  We like to talk about how others made us feel dumb and overwhelmed.  As an effect, we blame their actions for us shirking away from financial knowledge.  This mentality causes many women to be fugitives from necessary personal financial planning.  If you are running from it you will never be as well-informed as you should be.  To combat this, find a financial advisor that you know and trust.  If you already have one re-interview them! Just because they earned your business does not make them entitled to keep your business.  

START THE NEW YEAR doing two things.  The first is you should do an annual review with your Financial Planner, Tax Consultant, and your Mortgage Planner.   The second is interviewing Financial Advisors including the one you already use.  They should be helpful and plainspoken.  The should know to use as little jargon as possible unless they are immediately following up with explanations.  Read up on a financial topic before you go.  Ask them to explain it (they don’t need to know you already understand it)!  If they can’t explain clearly a simple financial concept that you already understand how will they explain the more complex ones.  Besides, if they can’t explain it easily do they really understand it themselves! REMEMBER… You should not be embarrassed in not knowing or understanding the financial planning process.  This is not your profession!  It is theirs!

2: Nickels and Dimes

We have become addicted to the small stuff.  We get instant gratification of savings from coupons and sales.  According to a recent Citi Economic Pulse survey, 76% of women regularly clip coupons and 38% buy in bulk.  “When they find themselves hitting up the sale racks, women need to remember that even the best deal they find is worth far less than a smart investment in their retirement fund,” says Eleanor Blayney, the president of the Washington, D.C.–based financial-advisory firm Directions for Women. We NEED TO COMMIT 2018 to moving beyond worrying about nickels and dimes and start thinking big.

3: Living Beyond Our Means

When planning your financial future, you should consider seeing where you would be with only one income.  This goes for women in new relationships, married, divorced, or widowed.  You can’t avoid the turmoil that comes with divorce or the death of a spouse or partner.   Planning and recognizing the inevitable changing of your personal finances could help you make thoughtful, rather than rushed, decisions and provide more solid financial ground.  Unless we die first, statistically speaking we won’t, we must be prepared to transition into being single at some point in our lives.

4:  Numbers not Goals

Money is the means to have the life you want.  Money is the tool to be able to take care of yourself, your family, and achieve your goals and dreams.  STOP HAVING CONVERSATIONS ONLY ABOUT NUMBERS!  You need to start setting goals with your financial plans.  I want to afford to buy a new home, send my children to college, and travel after retirement.  The financial conversations about saving and investing that we have with our financial team should connected to the concrete goals that we have for our lives! After clear goals have been established you can work with your financial team to estimate the numbers and timeline that will coincided with your goals.  This will bring a reality to why those numbers are important!  Your financial team assists you in accumulating the wealth needed to make those things happen!

This article was written by Crystal Inscoe with OVM Financial, Inc. If you have financial questions for Crystal, she can be contacted by Clicking Here.

Sugar Spice and Everything Nice

As I sit here writing in my journal reflecting on a situation where I felt less than powerful, I wonder at the reason for this powerlessness, and soon the word NICE comes forth. You see the previous day, to keep the peace, I allowed myself to appease another, allow their peace to become bigger than the importance of my very own.  And because of this choice, I tossed and turned in uneasiness all night. 

Thinking on this, the childhood song we use to sing, “What are little girls made of? Sugar and spice and everything nice. That’s what little girls are made of”, came to mind.  I asked, “Just what is ‘nice’ and how has this childhood taught quality served me as Queen of my Life, because my days of ‘little girl’ are long gone?”

 Nice is an adjective meaning…

pleasant; agreeable; satisfactory

synonyms:  enjoyable, pleasant, agreeable, good, satisfying, gratifying, delightful, marvelous


Most of you know I love to understand the root of things, because this defines the fruit we see outwardly, and this is still true for words we use to align ourselves with. 


Now let’s look at the root word of ‘nice’ origination…


Middle English (in the sense ‘stupid’): from Old French, from Latin nescius ‘ignorant,’ from nescire ‘not know.’ Other early senses included ‘coy, reserved,’ giving rise to ‘fastidious, scrupulous’: this led both to the sense ‘fine, subtle’ (regarded by some as the “correct” sense), and to the main current senses.

 Well, does that make anyone want to be ‘nice’ ever again?!  Hopefully no, and we’ll delve into the why.

No one can give what they are not to themselves or already within (at least authentically anyway).  To reign as Queen, we have to BE kind, not nice.  And ‘yes’ there is a HUGGGGE difference between the two states of being. We will attempt to reveal how choosing nice over kind lowers our position from wisdom just as the root above alludes.

Kindness is a genuine quality that comes from the soul (internally), based on your own values, beliefs and ethics.  Niceness is founded on how others perceive you (externally).  Niceness bows us to the emotional state of others, and can toss us into storms that were never meant for our venture.   Now hold on to your crown Queens, because kindness is not always perceived as…well…nice. And we have to be at complete peace that perception to others is no longer our realm of occupation. 

For example, to be kind to my body’s health, I have to treat it with kindness; which pushes me out of the warm bed to exercise, over being nice and meeting friends for waffles and chicken.  Kindness will also not enable in my relationships.  For example. If I know Betty has money management issues, and consistently borrows due to her overspending, I will not continue being nice giving money.  I can empathize with her current state, yet not participate.  This my Queens is kindness at its best.

Kindness keeps us whole and complete.  Its a personal journey with the path paved with bricks of acceptance and empathy.  Our yes is yes and our no is no, and the resolve comes from our strength, and not people pleasing weakness.  If there’s fear of losing others by standing in loving kindness, believe me, that relationship is not what you dream it to be already (it’s unhealthy).

Its true kindness may not look nice on the outside, but it feels oh so good on the inside. You’re no longer that little girl who was told to be nice to others, to not connect with her own feelings, validating them, and to put others desires above her own as a living sacrifice.  You are Queen of your Life now, and that is authentically sweet.

Feeling stuck or frustrated with life often precedes the decision to make a personal transformation. Making a meaningful change can be both exciting and distressing.  Our brains are wired to make change uncomfortable and more challenging than it needs to be. Focusing on the most important aspects of personal change can make the process smoother and easier. The odds of success are greatly enhanced, too.  We at Opulent Women’s Network desire that all our Queens live their very best possible life.  So we ask that you give yourself the grace of what you desire,  give it your best intentions, followed with unrelentless aggressive action.  We are here as a network to support you!

Include these essentials in your personal transformation process:

  1. Making a true decision might be the most powerful thing you can do. A true decision cuts off all other possibilities. Most of us fail to truly decide. We make weak resolutions and fail to stick with them with an aggressive plan of action. The constant vacillation between multiple options is worse than making no decision at all.

 Narrow down your options to just a couple of choices and then pick one. After the careful consideration you’ve done in the narrowing process, one choice is probably as good as another when you only have a couple of options left. Picking a sub optimal choice is also better than failing to make a choice. Use your gauge of peace to lead you in the right direction, for it never fails.

  1. Create a deadline. Have you ever noticed how projects expand to fill the allotted time? If your supervisor allotted two weeks for you to complete a project, would you be scrambling at the last minute to get it done?
  • Choose a deadline that’s reasonable, not too stressful for you, but still aggressive. You can get more accomplished than you realize.
  • The lack of a timetable ensures the transformation process will take much longer than necessary.
  1. Have an exciting vision. Ensure that you have a clear picture of how your personal transformation will positively impact your life. If that vision doesn’t fill you with excitement, you’re going to need a new vision for the future. Making a big change can be seen as challenging. Without a compelling expected future, it will be hard to persevere.
  2. Address your limiting beliefs. Limiting beliefs don’t directly limit your ability to transform. However, they can severely limit your ability to take action. If you do not believe you can succeed, you’ll never complete the hard work required to see a transformation.
  • Make a list of all the beliefs you have about yourself and the world that could be limiting your progress. Address each of them one by one. Make a list of counterexamples to that belief. What is the disadvantage of continuing to accept that belief? What new belief could you install in its place?
  • It’s challenging to find and eliminate all the limiting beliefs you hold, but it CAN be achieved, and eliminating them guarantees your ultimate success.
  • Consider any experiences in your past that fill you with a sense of failure. These memories can often hold clues to limiting beliefs.
  1. Measure your progress. Any significant transformation will take time. Weight is lost a little at a time. Skills are gained over time. Develop a way to track your progress and review it regularly by scheduling the review. Seeing progress is motivating. It also lets you know where you stand, and can allow room to adjust towards the desired mark. Enjoy your results and permit it to increase your enthusiasm.

Making a successful personal transformation is one of the quickest ways to positively change your life.

Create a compelling future and be determined that you’ll reach it by your deadline. Work on your limiting beliefs. These lying beliefs are the greatest impediment to the ability to change. Finally, measure your progress along your journey. The feedback and motivation it provides are invaluable.

Within weeks, 2017 will be no more.  Like you, I approach this time in reflection of where I planned to be in January 2017 up until now, and I’m quite pleased with the progress.  No, I did not meet every goal, but what I did do is make great strides in focusing on three words that kept me in perfect step with intentive actions demanding greater results.  My three 2017 words were…Prepare, Position, Possess.

I adopted these powerful words as my own in order to ensure my foot prints were synchronized to the tune of Living a Life I Love.  I trusted Life experiences to prepare me by strengthening my infrastructure (my soul) for the next position or level in order to possess what was for me at the finish line.  You’ve heard me say this before, and the truth still rings true,

“If you want something you’ve never had, then you need to DO something that you’ve never done.”

Any desired change comes with the person taking ownership in the direction to go, because it’s no one else’s responsibility but our own.  Who else would you want to entrust with creating YOUR Life?  To give another power is dangerous, not to mention it lowers your level of Living down to merely existing; especially at the whim of another’s emotions.  With so many things pulling at our skirts in demand for attention, our Dreams, our goals and desires can become distant memories as soon as February rolls around.  

To help us all WIN in 2018, we are not focusing on what we don’t want in our Life, through a listing of resolutions that scream of all the things we deem wrong with us.  This list of horrors (as I call them) can be rattled off without taking a breath (because we constantly rehearse these horrors in our minds).  We’re too familiar with what we believe is wrong.  Did you know the very thing focused on the most becomes the reality.  I can say I want to lose weight, but what do I really focus on by mental rehearsals?  For me many years past it was “I’m fat”.  So, that’s exactly what I was every year until I broke the cycle and changed my truth. 

“Where focus goes, energy flows to create it.”

Everything we see around us was created twice—once by thought and then by active creation.  An airplane was a thought in the heads of the Wright brothers until they physically made the thought.  A chair was only a thought in the imagination of a designer until it was drawn and built.

As busy women, we can sure use a more simple yet powerful guide to achieve not what we don’t, but what we DO want in our Lives.  Here’s a 3 step process to Living your best Life in 2018…


What do you want to be, do and have in 2018?  See this clearly by envisioning you’re already Living this Life.  Go ahead and close your eyes, and give yourself the gift of a daydream.  What do you see yourself doing, feeling, smelling and tasting?  How are others reacting to your presence?  Use all of your senses to make this as real as possible.  As we believe, so it is. 


Notice your future self’s character Living the Life of your Dreams.  She’s telling you what you need to become in order to reach her.  Identify the attributes and make note of them.  Are you being more kind, compassionate, self-assured, direct, leading and engaging.  Write them all down.


Now choose 1 word from your list in Step 2 that resonates with you most.  This word will help guide your decisions towards that Life you just envisioned for yourself.  Give yourself the grace of patience as you embark on this journey, as it will seem surreal, yet know others have practiced this process and achieved miraculous results.  From all of us at Opulent Women’s Network, may you have your Happiest New Year yet!

With today being Veterans Day, I thought about the word allegiance and what it means to not only country, but to the person giving it.  Allegiance is defined as “loyalty or commitment of a subordinate to a superior or of an individual to a group or cause”.  Allegiance is a position one places within a relational system; it lowers or obligates one’s stature under another.

Being a Life Coach, I pondered how after helping a Client see their participation in committing to their parental relationship, had hindered her progress in business.  Let me explain.  My Client, who’ll we’ll refer to as Barbara, could not understand what the hidden sabotages were in being a success in her field.  There would be times Life clearly showed her this was where she belonged and could thrive, yet in private there were struggles in not progressing forward with confidence; which left her frustrated, borderline depressed, ready to give up the business all together and return to a 9 to 5.

After a Coaching session, we uncovered her deep hidden belief in not feeling good enough in the eyes of her parents, had now become her adult truth.  This belief buried into her subconsciousness and guided every decision, in order to create the reality believed.  This false belief kept Barbara from manifesting the REAL truth, of her being fully capable in achieving the success desired.  No matter how painful familiar is, we can cling and duplicate it, recreating the very things that birth more misery. 

“Our current circumstances are the total sum of our beliefs.”

Only in self-development and asking ourselves empowering questions, can we better understand what the the driving force is behind what we do.  Barbara had committed or had given her allegiance over to how her parents perceived were her capabilities, and that allegiance could not split towards the success of a business led by herself.  Every visit home for the holidays to her family, and how she felt after leaving the negative environment, only reinforced this to be her truth.  Barbara had vested her worth through the eyes of her parents and how they treated her, instead of allowing her achievements to speak instead.

“If a house be divided against itself, that house cannot stand.”  (Mark 3:25)

Barbara could now see how this false belief affected her business, self-worth, relationships, finances and even her health; it manifested and weaved itself throughout her life.  Through Coaching, Barbara now has ability to treat the false belief and is now flourishing in her field. 

If you can relate to my Client Barbara, ask yourself where your buy-in on what’s possible for you lies.  Does your buy-in on what’s possible for you originate from yourself, or from an external person?  When one cannot move past certain things in their life, it’s vitally important to a Dream to have a Life Coach.  One cannot afford not to have a good Life Coach; which can save time, lost investment, increase self-value and confidence!  

Commit, pledge allegiance to a more Opulent Life, contact us by CLICKING HERE for a free 30 minute Life Coaching Session with Angela Hicks, “The Lifestyle Guru”, who has helped women all over the world create and NOW Live a Life they truly Love.


Angela Hicks, “The Lifestyle Guru”

Fall.  What can I say about her?  She’s a season teaching us the grace of simply letting go of things that no longer serve us.  Fall has no fear in letting go, for she has faith in her potential to create a whole new, more benefiting to all who sit under her foliage, smell her flowers, eat the sweet fruit, and to just enjoy the beauty of her.  For us it’s a perfect time to journal, knit and reflect on our relationships, attitudes, and habits in being beneficial.

Farmers markets in September are priceless.  The growing season is done and everything is harvested, fresh and fully ripe with deliciousness.  From butternut squash, fresh baked loaves of pumpernickel, cheeses, pickled sauces, blackberry jams, to radiant sunflowers that’s somehow captured the sun in perfection from the summer, the farmer’s market has ample items to satisfy every potential delicacy and finicky palate.

The best time to shop is early in the morning to grab the best produce; not to mention the opportune time to chat it up with locals and the farmer for cooking tips and recipes.  Try roasting carrots and deep purple beets with locally harvested raw honey and cinnamon.  This simple yet delectable dish can be a main course or side, perfectly reflecting the rich Fall colors and stirring the imagination of what those colors would taste like.  I personally add cinnamon to my coffee as I watch the morning gently awaken everything to life.  Take this season to drink in the colors, cool air, wrap yourself in the warmth of a newly knitted afghan—then assess, embrace, and yes let go of the things that no longer serve your highest ideal, while believing in your potential for renewal that’ll benefit every connection.

How Does the Law of Cause and Effect Really Impact Your Life?

Many self-help gurus believe your thoughts alone are sufficient to bring about meaningful change in your life. Some even believe the universe can deliver wishes to your front door if you merely ask in the proper manner. Maybe this is true, maybe not. But there is one law in the universe that works very reliably: the law of cause and effect. This idea is easy to prove.

If you drop something heavy over your foot, it will fall and hurt your foot. If you follow the directions accurately to make a cake, you’re guaranteed to receive a cake at the end. Most religions, from Christianity to Buddhism cover the topic of cause and effect thoroughly.

The law of cause and effect may be the most universal law of all.

How the law of cause and effect can help you:

  1. Your actions are ultimately the controlling factors. This is great news. All you have to do is take the appropriate actions and you’ll get the results you desire. Thoughts can dictate your actions, but the power of your thoughts is only seen when you take action.
  2. Success and failure aren’t personal. If you bake a cake, the cake turns out the same, regardless of your education, skin color, religion, or favorite sports team. Mixing the proper ingredients in the proper amounts and baking for the proper duration at the proper temperature are the only factors that matter.

You aren’t doomed to be a failure at anything. If you follow the success recipe for any endeavor in life, you’ll be successful.

  1. Most outcomes are quite logical. Over time, you reap what you sow. If you’re kind to people, you can expect that most people will be kind to you. Mistreating people on a regular basis yields different results.
  • Eating too many cakes brings obvious results, too.
  • Preparing and studying for exams brings good results. The failure to do so brings opposite results.

All of this suggests that thoughts aren’t relevant. However, that’s not exactly true. While you can successfully bake a cake while holding thoughts that your cake will never bake properly, you won’t try if your thoughts are too negative. Having the appropriate thoughts makes the appropriate actions possible.

Negative thoughts can be a blocker to taking advantage of the law of cause and effect.

Making the law of cause and effect work for you:

  1. Understand the cause and effect relationships in your area of interest. What actions are most likely to lead to the results you desire? Do some research and be certain. Find the those who are knowledgeable in your area and ask questions.
  2. Take the appropriate actions. Remind yourself that if you take the proper actions, your results are guaranteed. Monitor your thoughts and ensure they’re not holding you back.
  3. Keep going. Consistently taking the actions that have led others to success will carry you to the same destination. Expect that success will take time. Trust that your actions will be enough. Perseverance is powerful.

Even if success has eluded you in the past, you can rely on the law of cause and effect to hold true. Focus on taking the actions that lead to your desired outcome. Remember, no one has ever followed a cake recipe and received an apple pie from their efforts. You get the results you deserve.

FREEDOM can be added in pinches, cups or even gallons size amounts to flavor our Life.  When the spice of freedom is indulged, the deliciousness of it spreads and permeates our very soul.  Freedom is what the soul secretly longs for.

My first taste of freedom came when I resisted my fears and turned in a request at work to be part time. This intentional move was to open the door into the space of my being able to focus on my business and not growing the business of another.  This was a small step in the grand scheme of things, I mean why not just quit the job entirely?  

During conversations, people have expressed feelings of entrapment and of powerlessness.  Do you find yourself complaining about certain aspects of life?  This may very well be your soul expressing defiants to the constraints placed upon it and desires to resist.  Adding even the smallest amounts of freeing activities can relieve and revitalize our perspectives.  For example, I have an artist friend who complained of working the 9-5 and the only saving grace being retirement.  His passion is painting works of art.  After some encouraging to feed his passion, he now paints regularly and participates in local art shows.  The soul now has an avenue of freedom to express its creative genius!  My friend’s perspective towards the 9-5 has less tension and negative emotions.

Freedom can be exercised wherever and in whatever doses that stretch you yet can bring comfort until the next step.  My new freedom flavored others areas of my Life with things like creative power, confidence, peace, problem solver, and stamina. I would have never become familiar with these powerful attributes remaining enslaved to fear.

In honor of July 4th, let your own freedom ring!  Take this day ensuring celebration for your personal victories where you’ve exercised freedom into your Life.  Nothing is too small or grand, freedom comes in all measures and begins at the home-front first, then spreads to the family, community and nation! 



life coach tony robbinsOne of the most common pieces of advice that you’ll hear from nearly all self-help guru’s is that the fastest way to success is to find a coach, mentor or role model that can help you achieve your goal much faster.  Have you heard this before?  I know I have.  Everyone from Tony Robbins, Brian Tracy, and countless other “guru’s” preach the same advice.

Yet, most people don’t have a life coach. They resist it.  They think that they can “do it on their own” and often aren’t willing to make that investment in themselves.  In my opinion, this is a trap that most people fall into that holds them back from having massive success in their lives.  It’s something that held me back for years, and if I could go back in time, I would have immediately found a life coach at the start of my journey.  It would have saved me so much stress, time, and money in the long-run.  I’m thankful I’ve learned my lessons now and have had several coaches and mentors in my life.



1. Having A Life Coach Makes You More Accountable.

This is one of the biggest things that can help you by having a life coach.  You all of a sudden become more accountable to follow through on whatever you’re procrastinating on or stopping yourself from doing.  We all place limits on ourselves.  We all have limiting beliefs and patterns that are holding us back, preventing us from fulfilling our true potential.  When you have a life coach that is there to push you beyond your limits and what you thought was possible, a breakthrough happens.  Your entire belief system changes, and you take your life to another level.

Not only that, but most of us already KNOW WHAT TO DO… BUT DON’T DO WHAT WE KNOW.  A life coach is someone that gets you to do it.  They’re all about taking massive action. No stories. Only action and results. Without a coach, you’re only accountable to yourself – and that’s the problem for most people.  When you’re only accountable to yourself, you can come up with stories and excuses of why you didn’t do it.  With a coach, none of that stuff flies and suddenly you’re accountable to another human being, which forces you to show up at a higher level.

2. Having A Life Coach Saves You Time And Gets You Faster Results.

Time is the most scarce resource that exists.  You can always make more money, but you can’t get more time. Yet, when we attempt to do things on our own we’re taking the long route and wasting that time away.  This is simply because we don’t know the path ahead and what to expect.

why you need a life coachThink of going after a goal is like being stuck in the middle of the jungle, trying to reach a specific destination.  When you’re doing things on your own, you’re struggling your way through, getting lost, and frustrated.  Maybe you have a map, but you don’t know whether it’s the fastest way as you’ve never made it there before.

Now, what if I told you that I could give you a GPS system that has the fastest, most efficient way through the jungle to reach your destination?  Not only that, but if you get lost, there will be a helicopter that comes and picks you up and makes sure that you get there.  How much time would you save?  How much frustration, stress, and anxiety would you not have to go through because you already have a proven map?  How much more enjoyable would the process be?  This is what having a coach is like.  They can give you the map because they’ve already been there before, therefor saving you a significant amount of time and get there that much  faster.  They know all the short-cuts, and they are there for you if you get lost to point you in the right direction.

3. Having A Life Coach Saves You Money.

When I first started a business, I had no clue what I was really doing.  I thought I did, because I was reading books and consuming resources, but I still had no clue.  Not having a clue what you’re doing essentially means you’re leaving a whole whack of money on the table that you could be making.  That was the case for me.  Not only that, but I was spending and wasting money in all the wrong areas, that wasn’t producing a return on investment.  When I hired a business coach, he told me exactly what I needed to be doing and I listened.  It was as simple as that.  He gave me ideas I never thought of before, and made me BELIEVE that I could do it.  As a result, I ended up making much more money.

When I committed to transforming my body, I was trying to do it on my own.  I was following programs that I found on the internet or heard from others, and was buying all the supplements and “magic potions” that are advertised in all the magazines and online. I was throwing my money away, looking for the fastest way to my goal, without really knowing what I was doing.  

For my  WBFF Fitness Modelling competition , I hired Dr. Joe Klemczewski who helps athlete’s “peak” for fitness shows.  Before I worked with him, I was doing everything wrong.  I was wasting money on fat-burners and cutting calories far beyond what I should have.  I had totally carb depleted myself and was doing what I saw other people doing on the internet, without knowing what would specifically work for me.  It was very painful and frustrating.  I ended up losing a lot of muscle mass that I had worked so hard to attain (and invested a lot of money with food and supplements to build), and I ended up hitting rock bottom and developing an eating disorder.  I had become a binge eater and became addicted to junk food.  Every 2-3 days I would go on a binge where I would consume a large pizza, a tub of ice cream, chocolate bars, cookies, and donuts – all in one sitting.  It was disgusting, and probably one of the most painful experiences of my life.  I was throwing away my money on junk, while destroying my hard-earned body and precious well-being.  When I hired Dr. Joe Klemczewski, everything changed.  He was able to put me on a nutrition program that was really easy for me to follow, that got me better results than I could have ever dreamed of.  That was one of the smartest decisions I’ve ever made.

I can go on and on with so many other stories and experiences, but overall, I’ve saved thousands upon thousands of dollars by investing in a coach.  When people say, “I can’t afford a life coach”, my answer always is, “You can’t afford NOT to have one.”

4. Having A Life Coach Saves You Stress, Pain And Frustration.

I’ve already somewhat mentioned above how having a life coach will save you stress and frustration.  Why try to re-invent the wheel?  It’s already been invented and it’ll be so much easier to just learn from someone that knows what they’re doing.  The stress, pain and frustration that you’ll go through trying to figure things out on your own isn’t worth it.  Trust me.

5. Having A Life Coach Gives You Ideas You Never Thought Of.

I was in Southeast Asia working to build a passive income business online.  I was making $30 a month from one of my websites, trying to do things on my own.  I ended up hiring a coach from the  WarriorForum , which is an internet marketing forum.  During my first coaching call with this guy, he immediately gave me an idea that I had never thought of before.  I told him every reason why it wouldn’t work, which was just my limiting beliefs.

That coach ended up explaining to me why it would work and I trusted him, so I did it.  The result?  That website went from making $30 a month to $300 a month passive income.  That was over 2 years ago.  Today, that one little idea that my coach got me to take action on has made me thousands of dollars without having to do anything.  Was it worth it?  You bet.

“The significant problems we face can not be solved at the same level of thinking we were at when we created them.”
Albert Einstein

6. Having A Life Coach Gives You Insights Into Yourself.

I’ve learned so much about myself throughout the years by having a coach or mentor.  One of the most valuable things are the lessons and insights you get about yourself.  You’re always getting feedback and discovering more about yourself in the process.  With the hundreds of clients that I’ve coached over the years, there are always patterns or behaviours that I notice that they aren’t even aware of.  Sometimes it’s a story or limiting belief that they keep telling themselves again and again, which is holding them back.  Other times, it’s a way that they carry themselves, their body language or a subtle way that they’re communicating that is putting people off, preventing them from having success in their relationships with the opposite sex. These patterns are often so ingrained in us, that they become unconscious.  We’re unaware of it.

A coach is able to point these things out and help you become aware of them, so that you can change them. Often it’s the little things that make a massive difference.  I’ve seen incredible transformations within people just by making small changes to their way of thinking or how they are showing up.  Most people you’re around on a daily basis won’t point out these things to you or give you feedback, but a good coach does.  A good coach cares and is always honest with you.

7. Having A Life Coach Gives You A Stronger Sense Of Belief And Self-Confidence.

benefits of life coachThere are so many ways that we limit and hold ourselves back.  There’s things that we WANT to do, but often aren’t doing simply because we don’t have the belief or confidence in ourselves.  When my coach proposed to me that I compete in a fitness show, I was hesitant.  I didn’t believe that I could do it, and thought it took a certain type of person with a level of discipline and commitment to make something like that happen.  The truth is, I was scared.  I let my fear consume me, and was lacking the confidence in myself that I could do it.

My coach made me aware of this limiting pattern and made me realize what I’m truly capable of.  He believed in me, which gave me a strong level of belief and self-confidence within myself.  As a result, I’ve gained so much in the process to competing in a fitness show.  It’s been one of the best decisions I’ve ever made, simply because I’ve grown so much as a human being throughout the journey.  I’ve had to step up and raise my standards to an entirely new level.


michael jordan life coach

The best of the best have a coach.  The best golfer in the world, Tiger Woods, has a coach.  Michael Jordan, the best basketball player of all time, had a coach. Barack Obama has coaches and advisors in his life. Wayne Gretzky.  Lance Armstrong.  Oprah Winfrey. Donald Trump.  Bill Gates.  Warren Buffet.  Richard Branson.  Tony Robbins.  Arnold Schwarzenegger. Many of the top entertainers, musicians, performers, entrepreneurs, investors, and leaders on this planet have coaches. Successful people have coaches.

Let me ask you, does Tiger Woods need a coach? Does Michael Jordan need a coach?  Of course not! But, by having a coach, they are able to have the edge.  They are able to get MORE out of themselves than they ever could on their own.  Both Tiger Woods and Michael Jordan often talk about the coaches they’ve had and the influence they’ve had in their lives.

The reality is, people that are successful had coaches, mentors and role models along the way.  Nobody did it on their own.  People that think “I can do it on my own” will never make it.  It’s a limiting belief – a story they tell themselves again and again, that is preventing them from having success.

Whenever someone says that they can’t afford something or don’t have the money, it’s NEVER a matter of money.  It always comes down to how committed they really are.  If you are committed to something, you will find the way to make it happen.  Think about it, if someone had a gun to your head and said “I need you to come up with $1000 by the end of the month or I will shoot you”, I’m 100% certain that you would find a way to come up with the money.  It’s because you are committed to it.  It’s that same level of urgency and commitment that you need to have in every other area of your life if you want to succeed.

There’s been many times in my life where I couldn’t afford a coach, or to attend a seminar, or to do something I wanted to do.  But I didn’t let the belief of “I can’t afford it” hold me back.  Instead, my belief has always been “I make the money for whatever I’m committed to.”  And guess what?  I always have.  I’ve always found a way to be resourceful and come up with the money.

There was a time when I wanted to travel to New York to attend a seminar.  I couldn’t afford it.  Did I let that stop me?  No way.  What did I do?  I ended up putting together a car wash fundraiser event, got a bunch of my friends and family to come out, and held up signs that said “Fundraiser Car Wash By Donation”.  We spent an afternoon washing cars and I ended up making $800 in a day and paying for my entire trip.  It’s because I was committed and resourceful.

The truth is, you can’t afford not having a coach in your life.  It’s costing you already way too much in your life.

I challenge you to take immediate action on applying what you learned in this article.  Find a coach immediately.  You won’t regret it.  It’ll be one of the best decisions you ever make in your life.

If you’re interested in hiring Angela Hicks as your coach, she’d be happy to speak with you further about it. You can click here to contact Angela about coaching.  

Beliefs color our perception of the world and experiences. Many beliefs are true only because we believe them to be. If beliefs aren’t congruent with excelling in life and receiving abundance, it’s very unlikely you’ll ever live the life you deserve. When your results are falling short of your desires, your beliefs are the logical place to make a change.

Many of the beliefs held are strongly are inaccurate. Fundamental beliefs are formed at a young age. We often learn them from sources that aren’t operating at the expert level. It’s easy to see why we have beliefs that hold us back from experiencing all the abundance we deserve.

Choose a negative belief and begin the process of elimination:

  1. Challenge the belief. Suppose you held the belief that the rich get richer and the poor get poorer. Where did the belief originate? What was the source? Did you read it or experience it first-hand? Was it something you learned from a parent, teacher, or peer?
  • Is the source reliable? Has this source been wrong about other things in the past? Is this person an expert regarding the belief? You wouldn’t take long-term relationship advice from someone that’s been divorced 5 times.
  • Do you have proof that your belief is accurate?
  • Could the opposite be true?
  • What if your belief is wrong? What would change?
  1. How has this belief limited or harmed you in the past? List all the times this belief has steered you in the wrong direction or stopped you from taking action. Visualize your past and re-experience the pain and disappointment this belief has created. Realize that releasing this belief is a positive and necessary step.
  2. Create a new belief that serves you. It’s not enough to let go of a belief. It’s important to replace it with a new perspective. What is a more useful alternative to your current belief? For the previous example, you might choose the belief, “Anyone can attract wealth and abundance.”
  • Make a list of alternative beliefs and choose the one that feels the most empowering.
  1. Search for evidence that your new belief is possible. Do you know any wealthy people that started with little money? Seek out examples of successful people that came from humble beginnings.
  • Have there been instances in the past you’ve proven your new, desirable belief correct?
  • Make a list of all the times you’ve been successful in congruence with your new belief.
  1. Get excited. Visualize yourself living your new belief. How would your life change? How would that make you feel? What would you accomplish? Stick with this process until you feel a high level of excitement and enthusiasm.

  2. Reinforce the new belief. Repeat your new belief to yourself 100 times each day. This will only take a few minutes. Make time in the morning and evening to complete this task.
  • Beliefs are most easily formed through strong emotional reactions and repetition. The previous step provided the emotion. This step provides the repetition.
  1. Continue until your new belief is rock solid. It’s easy to slip back into old patterns of thinking. Continue the process of visualizing your new belief in action and performing the 100 repetitions until your new belief is unshakeable.

As you can see, beliefs shape our results and future. If you’re dissatisfied with your life, begin by addressing your limiting beliefs. New beliefs are easy to install. Consider how easy it was to install your previously held beliefs without intention. The key is to find evidence for the new belief, surround the new belief with enthusiasm, and remind yourself daily.  Here are some tips I personally use that are extremely powerful.

Attitude of Gratitude– I use an app called 5 Minute Journal that helps direct my consciousness & subconscious toward all the good in my life, while living in a world that reports loudly on what’s bad.

Journaling – this has greatly impacted my learning about my desires, how I thought, my feelings & taking it all into account. I had mastered knowing what pleased others and not me. What did I want? Was I living a life that fulfilled or depleted my soul?

Affirmations – I looked myself in the mirror & finally saw me. Not the one I pretended to be in the world, but me. There I spoke life to that lady in the form of affirmations. I had to retrain my belief system from the bankrupt poverty focused one, the one society, friends, my job spoke over me, into the one God saw in me…one of Kingdom, possibility, potential, royalty, rulership & victory.
I am worthy
I am deserving of good
I will lead and not follow
I will create and not destroy
I defy the odds
I am a force for good
Everything I touch turns to gold
My dreams and goals are coming into reality, how they will get done, is none of my business, It’s God’s business
Now is my season
Now is my turn
I am the shift

Now you’re better equipped for succeed; knowing you deserve it, and will press forward until it’s reached. You’ve broken out!  To get even more crystal clear, Life Coaching is powerful.  Contact us for a complimentary strategy session with Angela.  Click Here before appoints are gone.