Six Sure Ways to Start and Stay Motivated  

Can I be honest?  It’s hard even getting the strength up to be motivated in accomplishing a goal.  What is my motivation?  Why do I even want to achieve this?  It’s so much easier to be there for others, but what about being the very best for myself?  Ladies, if we give ourselves away to everyone else, who’s there for us while we’re pouring our souls out?

As little girls, we are taught, “Don’t be selfish…give.”  And we still hold to this model of behavior (to prove we’re not self-centered humans) to an exhausting demise.  I’ve learned to point the gun of this loaded charge back to my own life, by serving ME first.  No one can give their best to others while empty within.  Believe me, at the bottom of an empty cup of me, was liquid bitterness, resentment and just plain ole exhaustion.

When we pour into the lives of others from a fullness, the world is so much sweeter.  We truly reap what we sow, not only to others, but within ourselves too.  I had to shift the paradigm of how I valued myself, and prioritize daily commitments to my own care.  For example, I’m up at 3:30AM every morning for prayer, meditation and journaling.  I light my favorite white sage incense and use this time to tap into the power within.  My personal value increased and this became a wealth in not only flowing in self honor, but in honoring others as well.  Things I wanted to do before, yet struggled in, became easier; from losing weight, not being afraid in asking for more (more can be more money, time off, to asking a sales clerk for greater discounts), trying new adventurous things, and flourishing relationships.  I vibrated at a higher tone and attracted the very same into my life.  To help our Opulent Women, I’ve created my very personal tips on how to kindle and keep that fire of motivation gassed up and glowing!  

1.     Take complete ownership of where you want to go.  This is the very first step that’s not only critical for success, but powerful! Everything is energy, and movement is proof of life.  Moving into ownership has no room for excuses of any kind (this includes reasoning against your goals or even blaming your partner), because the results belong solely to you.  As soon as you find yourself blaming, complaining or making a statement trying to provide a reason for the lack…STOP.  Know results are the total sum of your efforts to achieving.

2.     Create a new ‘selfie’.  As you believe so you are.  No one can be what they cannot see themselves becoming or achieving. Tune into your self-talk.  Are you verbally abusive, conditional, or are you loving , appreciative and positive?  Imagine your self-talk was another form of you standing right before your eyes, would you even want to be around you based on what’s heard?  After dropping a glass to the floor one day, I heard myself say within…”You are so stupid.”  Wow!  I didn’t even like me, so how could I expect others to treat me with dignity?  Encourage yourself with new truth, and be your own best friend! Create affirmations:  “I love me”, “I can do this, just watch me”, “There’s nothing I cannot do once my mind is made up”, “I am strong, capable and resilient”.  Transform your self-portrait into one you want to be around.  

3.     Nurture your motivation with positive support.  For motivation longevity, this requires regular feedings of healthy support.  Try connecting with others who are positive, who can see your achieving great results. Life can come at you hard sometimes, and the infusion of energy from encouragement can help you stay focused and not give up when everything around you and in you screams the opposite.  Take this opportunity to join OWNetwork!  We’d love to have you.

4.     Know that persistence pays up.  Water hitting a rock will wear it down over time. Keep at your goals, no matter what.  Don’t allow any room for a retreat. Burn the bridges offering any chance of returning back to the land of familiar. Assess your environment and ensure it supports that new direction. For example, if your goal is to not eat potato chips every night, get them out of the house!  Take the potato chips to work and leave them in the employee break area for others to enjoy.

5.     Create weekly benchmarks.  How will you know you’ve reached your goals without a clear plan with signposts along the way?  No one wants to go for a vacation to nowhere.  See your new view so clear, that it’s like you’re already living it. How does it feel to have this new change in your life?  What are you doing different and new?  Relive these feelings throughout the day. This will add turbo fuel to your desire to win!

6.     Make your journey fun.  No one is inspired to do anything that’s perceived as mundane, draining or forced. Find ways to make your new goals exciting, and rewarding; while celebrating achievements along the way.  And don’t stop until you make yourself proud.

This article was written by Angela Hicks, “The Lifestyle Guru” .  Angela is a transformation coach, helping women around the world to clearly define their seemingly impossible goals and create a plan of action to live a life they love.  Click hereto invite her to speak at your organization or for information on private to group coaching sessions.

With tax season upon us, many are focused on their financial health. OWNetwork reached out to expert Crystal Inscoe for advise and she asked us some empowering questions. 

Take control now! Ready to take charge of your financial future? Start right here.  

Do you pay your bills on time?  Do you bargain-shopped and DIY like no one’s business? Do you max your investment in your 401(k) with your company?  Do you have both Roth and Traditional IRA’s?  

So… how many of you got excited with the first two questions and then your eyes glazed over and you began the blank stare on the last two questions?  Unfortunately, that happens to many women and it shouldn’t!  If this is you, you are part of a phenomenon that some money experts have dubbed “the female financial paradox.”  What that really means: You are perfectly happy to pinch pennies and hunt down sales, like millions of other women, yet you don’t have the slightest interest in big-picture financial planning.  What that means financially, you are content to chalk it up to doing what you can but not ACTUALLY DOING anything to create wealth or secure funds for your retirement! Why are we so contented to lag behind men in actions crucial to building wealth and security, such as investing and having a long-term money plan.

The gender pay gap is quickly becoming a an idea of a bygone era.  Many of the professional positions we employ have set salary ranges and women have as much power as men to negotiate within those ranges.  If our wages are similar why do men contribute far more to retirement plans? Their median account balance is $31,388, compared with women’s $20,877, according to Vanguard, an investment company.  There are four key factors underlying the paradox.  

1: Lack of Confidence

We mainly do this to ourselves.  Jargon like 12b-1 fee, market capitalization, front-load, back-load, no-load cause many men to feel a sense of pride when they learn what it all means.  Women, however, see it and tend shut down.  We like to talk about how others made us feel dumb and overwhelmed.  As an effect, we blame their actions for us shirking away from financial knowledge.  This mentality causes many women to be fugitives from necessary personal financial planning.  If you are running from it you will never be as well-informed as you should be.  To combat this, find a financial advisor that you know and trust.  If you already have one re-interview them! Just because they earned your business does not make them entitled to keep your business.  

START THE NEW YEAR doing two things.  The first is you should do an annual review with your Financial Planner, Tax Consultant, and your Mortgage Planner.   The second is interviewing Financial Advisors including the one you already use.  They should be helpful and plainspoken.  The should know to use as little jargon as possible unless they are immediately following up with explanations.  Read up on a financial topic before you go.  Ask them to explain it (they don’t need to know you already understand it)!  If they can’t explain clearly a simple financial concept that you already understand how will they explain the more complex ones.  Besides, if they can’t explain it easily do they really understand it themselves! REMEMBER… You should not be embarrassed in not knowing or understanding the financial planning process.  This is not your profession!  It is theirs!

2: Nickels and Dimes

We have become addicted to the small stuff.  We get instant gratification of savings from coupons and sales.  According to a recent Citi Economic Pulse survey, 76% of women regularly clip coupons and 38% buy in bulk.  “When they find themselves hitting up the sale racks, women need to remember that even the best deal they find is worth far less than a smart investment in their retirement fund,” says Eleanor Blayney, the president of the Washington, D.C.–based financial-advisory firm Directions for Women. We NEED TO COMMIT 2018 to moving beyond worrying about nickels and dimes and start thinking big.

3: Living Beyond Our Means

When planning your financial future, you should consider seeing where you would be with only one income.  This goes for women in new relationships, married, divorced, or widowed.  You can’t avoid the turmoil that comes with divorce or the death of a spouse or partner.   Planning and recognizing the inevitable changing of your personal finances could help you make thoughtful, rather than rushed, decisions and provide more solid financial ground.  Unless we die first, statistically speaking we won’t, we must be prepared to transition into being single at some point in our lives.

4:  Numbers not Goals

Money is the means to have the life you want.  Money is the tool to be able to take care of yourself, your family, and achieve your goals and dreams.  STOP HAVING CONVERSATIONS ONLY ABOUT NUMBERS!  You need to start setting goals with your financial plans.  I want to afford to buy a new home, send my children to college, and travel after retirement.  The financial conversations about saving and investing that we have with our financial team should connected to the concrete goals that we have for our lives! After clear goals have been established you can work with your financial team to estimate the numbers and timeline that will coincided with your goals.  This will bring a reality to why those numbers are important!  Your financial team assists you in accumulating the wealth needed to make those things happen!

This article was written by Crystal Inscoe with OVM Financial, Inc. If you have financial questions for Crystal, she can be contacted by Clicking Here.

How Does the Law of Cause and Effect Really Impact Your Life?

Many self-help gurus believe your thoughts alone are sufficient to bring about meaningful change in your life. Some even believe the universe can deliver wishes to your front door if you merely ask in the proper manner. Maybe this is true, maybe not. But there is one law in the universe that works very reliably: the law of cause and effect. This idea is easy to prove.

If you drop something heavy over your foot, it will fall and hurt your foot. If you follow the directions accurately to make a cake, you’re guaranteed to receive a cake at the end. Most religions, from Christianity to Buddhism cover the topic of cause and effect thoroughly.

The law of cause and effect may be the most universal law of all.

How the law of cause and effect can help you:

  1. Your actions are ultimately the controlling factors. This is great news. All you have to do is take the appropriate actions and you’ll get the results you desire. Thoughts can dictate your actions, but the power of your thoughts is only seen when you take action.
  2. Success and failure aren’t personal. If you bake a cake, the cake turns out the same, regardless of your education, skin color, religion, or favorite sports team. Mixing the proper ingredients in the proper amounts and baking for the proper duration at the proper temperature are the only factors that matter.

You aren’t doomed to be a failure at anything. If you follow the success recipe for any endeavor in life, you’ll be successful.

  1. Most outcomes are quite logical. Over time, you reap what you sow. If you’re kind to people, you can expect that most people will be kind to you. Mistreating people on a regular basis yields different results.
  • Eating too many cakes brings obvious results, too.
  • Preparing and studying for exams brings good results. The failure to do so brings opposite results.

All of this suggests that thoughts aren’t relevant. However, that’s not exactly true. While you can successfully bake a cake while holding thoughts that your cake will never bake properly, you won’t try if your thoughts are too negative. Having the appropriate thoughts makes the appropriate actions possible.

Negative thoughts can be a blocker to taking advantage of the law of cause and effect.

Making the law of cause and effect work for you:

  1. Understand the cause and effect relationships in your area of interest. What actions are most likely to lead to the results you desire? Do some research and be certain. Find the those who are knowledgeable in your area and ask questions.
  2. Take the appropriate actions. Remind yourself that if you take the proper actions, your results are guaranteed. Monitor your thoughts and ensure they’re not holding you back.
  3. Keep going. Consistently taking the actions that have led others to success will carry you to the same destination. Expect that success will take time. Trust that your actions will be enough. Perseverance is powerful.

Even if success has eluded you in the past, you can rely on the law of cause and effect to hold true. Focus on taking the actions that lead to your desired outcome. Remember, no one has ever followed a cake recipe and received an apple pie from their efforts. You get the results you deserve.